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Gift an investment, not a transfer

Gifted plans arrive as a real investment with a rate and maturity date attached, not just cash.

2 min read · 18 Jul 2026 · Kipit Product Team

How it works

When creating a fixed plan, switch on 'Send as a gift' and enter the recipient's name and phone number. The plan is funded from your wallet and held in the recipient's name.

They receive a claim link. Once they open a Kipit account and verify to Tier 1, the plan appears in their portfolio.

If it is not claimed

Unclaimed gifts expire after 30 days and the full amount is returned to your wallet. You can track every gift and its status in the Gifts screen.

Rates are indicative and confirmed at investment. Funds locked for the tenor.

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