How it works
When creating a fixed plan, switch on 'Send as a gift' and enter the recipient's name and phone number. The plan is funded from your wallet and held in the recipient's name.
They receive a claim link. Once they open a Kipit account and verify to Tier 1, the plan appears in their portfolio.
If it is not claimed
Unclaimed gifts expire after 30 days and the full amount is returned to your wallet. You can track every gift and its status in the Gifts screen.
