Instant checks
Tier 2 verification used to take up to 24 hours for manual review. NIN matching and the liveness check are now automated, so the vast majority of upgrades complete in under a minute.
Address documents are still reviewed by a person, but they no longer block your withdrawal limit from being raised.
What Tier 2 unlocks
Withdrawals to your own Nigerian bank account, higher daily transaction limits, and access to partner products that require full KYC.
You only need Tier 1 (email and BVN) to fund your wallet, use the Call Account and create fixed plans.
What you need ready
Your NIN, a well-lit space for the selfie check, and a recent utility bill or bank statement showing your address.